All-in-one billing & digital services
Trade Gift Cards Globally. Pay Bills. Top Up Airtime & Data.
Electricity • Airtime • Data • Gift Cards — fast, secure and reliable in Nigeria. Buy & sell gift cards at better rates, fund your wallet once, then pay for everything.
Fast, secure payments and digital services from one wallet.
Instant delivery
Tokens, PINs & digital codes in seconds
Gift card trading
Buy & sell at better rates
24/7 access
Anytime, anywhere
Built for individuals, agents, and businesses that need reliable payments and digital services.
Our services
The same services available in the menu—organized for fast payments, reliable delivery, and clear receipts.
Electricity
Instant tokens/PINs (where applicable) via SMS/email, plus receipt-ready records in your account history.
Gift Cards
Instant digital delivery (code/email) with receipts saved to your purchase history.
Local Data & Airtime
MTN, Airtel, Glo & 9mobile top-ups with instant status updates.
International Data & Airtime
Cross-border top-ups with routing, receipts, and proof of delivery.
International Phone Lookup
Validate numbers and detect operators to reduce failed top-ups.
Cable TV Subscription
Renew DSTV/GOTV/Startimes with smartcard validation and history.
Everything you need in one wallet
Fund once, then pay for multiple services with transparent records for audit and tracking.
Secure Wallet
Your balance and transactions are tracked with unique references for every operation.
Instant Delivery & Receipts
PINs/tokens and digital purchases can be delivered instantly via SMS/email (where applicable), and receipts are saved in your account history for reference.
Reliable Billing
Electricity payments for prepaid and postpaid meters with proof and history.
Transparent Transaction History
See statuses (pending/success/failed/reversed) and download receipts.
Built for Growth
Designed to add more services, providers, and payment gateways over time.
Admin Oversight
Monitor activity, manage users, configure providers, and audit platform operations.
How it works
A simple flow designed for speed, accuracy, and accountability.
Step 1
Create an account
Register with your email and phone number.
Step 2
Fund your wallet
Add money securely through supported gateways.
Step 3
Buy services
Electricity, airtime, data, and gift cards.
Step 4
Track everything
Receipts, statuses, and transaction references.
QBills Mobile
Take your bill payments everywhere
The QBills mobile app puts electricity payments, airtime/data top-ups, and digital purchases in your pocket — so you can pay in seconds, anytime.
- ✓ Fast checkout with wallet balance and instant confirmations
- ✓ Receipts & history for every transaction, always available
- ✓ Secure by design with account controls and status tracking
Wallet Funding
Modern funding for today’s service delivery
Fund your QBills wallet in seconds and pay for services instantly. We support multiple payment options so you can choose what works best—anytime.
- ✓ Instant card funding through Flutterwave
- ✓ Bank transfer for quick wallet credits
- ✓ USSD and internet banking options
- ✓ Crypto funding for flexible modern payments
All options are designed for immediate funding—within a blink of an eye.
Security & Trust
Built with security-first best practices
QBills is designed to protect your account, wallet and transactions. Every action is recorded with references for tracking, reconciliation and support.
Password hashing
Passwords are stored securely using modern hashing (PHP password_hash).
Secure wallet accounting
Wallet balance updates are tracked as transactions with unique references and statuses for auditability.
Session protection
Login sessions can be hardened (ID regeneration, secure cookies) and access can be blocked for suspended accounts.
Operational controls
Controls that help prevent fraud, ensure instant delivery, and reduce failed transactions.
- ✓ Webhook verification for wallet funding to prevent double-crediting
- ✓ Prepared statements to reduce SQL injection risk
- ✓ CSRF protection for sensitive forms (login, funding, purchases)
- ✓ Rate limiting for critical endpoints (auth, funding, purchases)
- ✓ Delivery records for tokens/PINs (SMS/email) stored in transaction metadata
- ✓ Receipts in purchase history so you can always reference past transactions
- ✓ Admin audit logs to track administrative activity and changes
Note: Some controls are implemented during development phases and strengthened before production launch.
Availability
24/7
Settlement
Instant
Audit-ready
Logs
Built for
Nigeria
Every transaction is stored with a unique reference and status to support customer support, reconciliation and auditing.
People use QBills for speed and peace of mind
Sample testimonials (replace with real user feedback later).
“I can fund once and quickly buy airtime and data for my family without stress.”
Chinedu A.
Lagos
“The transaction history and references make it easy to resolve issues.”
Aisha M.
Abuja
“Great for agents — quick fulfillment and clear records for reconciliation.”
Tunde O.
Ibadan
Who uses QBills
Built for people and business representatives
From personal bills to business transactions, QBills helps you fund fast, deliver instantly, and keep clean receipts—so you can operate with confidence.
People
Everyday users paying bills and buying digital services.
- • Pay electricity bills and receive instant confirmations
- • Buy airtime/data in seconds across major networks
- • Keep receipts and transaction references for every purchase
- • Fund your wallet once and pay for multiple services
Business representatives
Agents, SMEs, and teams fulfilling customer requests.
- • Faster service delivery with wallet-based payments
- • Track statuses (pending/success/failed) for accountability
- • Transaction history supports reconciliation and support
- • Built for repeat transactions and daily operations
Choose an account type
Sign up as an individual or a merchant
Whether you’re paying for yourself or serving customers at scale, QBills gives you the tools to fund fast, deliver instantly, and keep clean records.
INDIVIDUAL
Personal account
For regular personal purchases and everyday bills.
- ✓ Instant airtime/data and bill payments with live status updates
- ✓ Gift card trading with better rates and transparent tracking
- ✓ Receipts and references saved in your account history
- ✓ Multiple funding options (card/transfer/USSD/internet banking/crypto)
Perfect for everyday users who want speed, simplicity, and clean receipts.
MERCHANT
Business account + API
For merchants who run as a business and integrate QBills via API.
- ✓ Serve customers at scale with wallet-funded transactions
- ✓ API-ready workflow for automated airtime/data, bills, and digital delivery
- ✓ Clean transaction logs and references for reconciliation and support
- ✓ Dedicated merchant tools (keys, webhooks, limits & monitoring) as you grow
Ideal for agents, resellers, and businesses building products on top of QBills.
API Integration
Connect QBills to your app in minutes
Build automated bill payment and digital service delivery into your product. Our merchant API is designed for speed, security, and reliable reconciliation.
Simple endpoints
Clean request/response formats, clear statuses, and unique references for every transaction.
Secure by design
API keys, signature verification, webhook validation, and server-side reconciliation support.
Webhook-ready workflows
Receive delivery updates, funding confirmations, and final transaction states automatically.
Docs link can be connected when the developer portal is ready.
Example request
// Create a transaction
POST /api/v1/transactions
Authorization: Bearer YOUR_API_KEY
{
"service": "airtime_local",
"amount": 1000,
"phone": "+2348012345678",
"reference": "QB-ORDER-000123"
}
// Response
{
"status": "success",
"reference": "QB-ORDER-000123",
"provider_status": "delivered"
}FAQ
Quick answers to common questions.
Is QBills secure?
Passwords are hashed and every transaction is tracked with a reference and status. Additional security layers (CSRF, rate limiting) are added as the platform grows.
How do I fund my wallet?
You’ll fund your wallet via Paystack/Flutterwave. Wallet credit happens only after verified payment (webhook), preventing double-credit.
What if a purchase fails?
Failed transactions are marked accordingly. If your wallet was debited and fulfillment fails, the system can reverse and refund automatically.
Do I get tokens/PINs and receipts?
Yes. Where applicable (e.g., electricity tokens or digital codes), delivery can be sent via SMS/email, and receipts remain available in your account purchase history for reference.
Ready to simplify payments?
Create an account, fund your wallet, and start paying for everyday services from one place.
What you get
- • Wallet funding and balance tracking
- • Airtime, data, electricity and gift cards
- • Transaction receipts and audit-ready logs
- • Admin monitoring and configuration